Banking Solutions | Incepta Solution

Seamless Financial Integration Through Data Innovation

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Customer 360

Incepta, powered by Salesforce, revolutionizes the financial landscape with Banking Customer 360, utilizing the #1 AI CRM for financial services. This transformative platform empowers your institution to cultivate trusted relationships, enhance productivity, and drive personalization while optimizing costs.

With Banking Customer 360, you can seamlessly navigate the lending lifecycle online, fostering operational efficiency and simplifying borrower experiences. By unlocking the potential of data, personalized insights are generated, enabling you to demonstrate that you Know Your Customer.

Tailoring experiences and streamlining onboarding processes fortifies relationships, drives referrals, and accelerates scalability. Additionally, Incepta facilitates compliance adherence, ensuring your operations remain aligned with regulatory standards while delivering differentiated insights for enhanced deal management.

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Data & Reporting

We provide banks with essential tools and insights to navigate this digital era effortlessly. Our customized solutions empower institutions to enhance customer relationships, streamline operations, manage risks, and achieve a competitive advantage. With our combined expertise and collaborative spirit, we enable banks to unlock the full potential of their data assets, propelling them towards enduring success in today’s data-driven landscape.

Through our partnership, banks gain access to tailored strategies and comprehensive support to optimize their operations, address challenges, and seize opportunities. From customer-centric initiatives to operational efficiency enhancements, we work hand in hand with banks to deliver transformative solutions that drive tangible results and establish them as leaders in the evolving financial landscape.

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Integration

We offer comprehensive integration solutions tailored specifically to meet the evolving demands of financial institutions. Our B2B services provide a holistic approach to integration, ensuring that banks can deliver connected experiences across every touchpoint. From retail banking to corporate and investment banking, our solutions enable institutions to engage customers and employees through a single, connected platform. By automating processes, simplifying onboarding, and deepening relationships, we empower banks to secure customer loyalty, generate referrals, and scale efficiently.

Our purpose-built banking solutions leverage APIs to unlock core systems, optimize customer onboarding, and facilitate open banking initiatives. By eliminating system complexity, reducing friction in key processes, and ensuring compliance with global regulations, we enable banks to stay agile, competitive, and future-ready in an increasingly digital world.

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Hyper Automation

We empower organizations to enhance efficiency, resilience, and productivity across all facets of their operations. By leveraging intelligent automation and generative AI, we enable businesses to streamline resource-intensive tasks, improve accuracy, and reduce costs.

Our comprehensive solution strengthens controls, mitigates risks, and unleashes workforce productivity, ensuring financial and operational resilience in today’s dynamic market landscape. With a focus on safeguarding organizations from cyber threats and fraud, we drive enterprise-wide efficiency, compliance, and productivity, accelerating transformation through the seamless integration of secure automation and AI technologies across teams and processes.

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API Security

APIs are crucial for digital services, enabling transactions, payments, and integrations, but they also pose significant security risks. Gartner reports that APIs are the most common attack vectors for data breaches in enterprise web applications, especially in financial services where they safeguard valuable data and assets. A breach could lead to serious consequences like data theft, compliance violations, and reputational damage.

According to IBM, the average cost of a data breach in 2023 was $4.45 million, rising to $5.9 million in the financial sector. Financial institutions face risks of digital fraud and abuse, with threat actors exploiting APIs for fraudulent activities. Ensuring API security, monitoring, and compliance with regulations like PCI-DSS, GDPR, and CCPA is essential for protecting assets and data.

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Customer 360

Scale service for Banking

Deliver personalized service in banking with automation, AI, and data. Leverage a purpose-built retail banking CRM that helps you simplify processes, increase efficiencies, and anticipate customer needs.

Streamline Customer Onboarding and Compliance

Simplify one of the most complex processes while making a great first impression with your customers. Modernize onboarding experiences with guided discovery and automation.

Personalize intelligent, data-driven engagement

Unify data and leverage AI to deliver relevant, personalized experiences at scale. Improve loyalty and increase retention by exceeding customer expectations with banking software.

Streamline digital lending

Simplify lending from origination to service. Drive borrower satisfaction through personalization and accelerate approvals with streamlined digital processes.

Unify Your Customer Data and Deliver Personalized Banking Experiences. See How Incepta Can Help You.

Data & Reporting

360-degree Customer View

We leverage Power BI and Tableau to create comprehensive customer profiles by aggregating data from various touchpoints. This deep understanding allows you to personalize services, build stronger relationships, and ultimately drive customer loyalty.

Enhanced Fraud Detection

Protecting your customers’ funds is critical. We utilize advanced analytics to identify suspicious patterns and activities within your banking transactions. This real-time detection helps prevent fraud attempts and fosters trust in your institution.

Streamlined Operations

Boost efficiency and reduce costs by leveraging data visualization capabilities. We help you identify areas for improvement, from optimizing loan approvals to streamlining branch operations. This translates to faster processing times, fewer errors, and ultimately, a more efficient and cost-effective bank.

Predictive Analytics

Don’t just react, anticipate! We empower you to utilize predictive analytics to uncover future trends and customer behavior. This allows you to make data-driven decisions regarding product innovation, market expansion, and risk management, giving you a significant advantage in the competitive financial landscape.

Secure Your Data and Generate Real-Time Analytics. Contact Incepta!

Integration

System Enhancement

Utilize APIs to simplify system intricacies, breaking down monolithic cores into reusable fine-grained services across channels and lines of business.

Efficient Onboarding

Speed up onboarding processes and enhance compliance by minimizing friction and manual intervention in critical processes like KYC/AML and account opening.

Open Banking Integration

Facilitate compliance with emerging global regulations and unlock new revenue streams through secure sharing and utilization of financial and non-financial data.

Payment Modernization

Provide a versatile payments landscape capable of addressing various financial transactions and customer requirements.

Empower Data-Driven Decisions and Personalize Services with Incepta!

Hyper Automation

Risk and Compliance

Automate KYC, AML, risk identification, regulatory reporting, and compliance testing to minimize risk.

Automation of Complex Processes

Streamlining intricate tasks accelerates decision-making, boosts accuracy, and frees resources for creative endeavors, heightening productivity.

Finance and Accounting

Automate accounts payable, receivable, reconciliations, journal entries, and cash reporting for streamlined financial operations.

Information Technology

We accelerate help desk support, application auditing, resource provisioning, network operations, cybersecurity response, and data management for IT transformation.

Automate Complex Processes and Enhance Risk Management. Let’s get started.

API Security

Discover and Inventory Every API

Continuously discover and catalog all APIs interacting with your applications—external, internal, and third-party. Achieve complete visibility and manage your API attack surface to eliminate security blind spots, address risky endpoints, and mitigate unmanaged shadow APIs.

Quantify API Risk

Classify sensitive data types and identify which APIs expose them. Monitor the flow of sensitive data within your application and to external services. Track data access requests to see who is accessing sensitive data and how often. Create data protection policies to block unauthorized access and prevent data exfiltration.

Automate API Testing

Automate API endpoint testing with Incepta to find and fix vulnerabilities effortlessly. Using live and replay traffic, Incepta creates intelligent API tests with zero configuration needed. Skip the tedious setup and easily scale your testing. Integrate with CI/CD tools to identify issues in pre-production.

Detect and Block API Attacks, Fraud, and Abuse

Incepta defends against OWASP API Top 10, OWASP Web Top 10, business logic attacks, low and slow attacks, and zero-day threats. Monitor and record all API transactions, creating detailed behavioral profiles to spot anomalies and block threats effectively.

Ensure Compliance and Protect Customer Information. Book a call!